What if Your Employer Does Not Have the Required Workers’ Compensation Coverage?
California law requires all drivers to have auto insurance, though many people get into accidents with uninsured drivers on a daily basis. Unfortunately, the same can be true for workers’ compensation insurance. California law requires employers to either carry workers’ compensation coverage or be self-insured, though many workers suffer injuries only to learn there is no insurance coverage available for them.
If you learn that your employer does not have workers’ compensation insurance, the first thing you should do is contact an experienced Sherman Oaks workers’ comp attorney. A lawyer can review the details of your situation and identify your options.
The State of California can impose civil penalties on companies for not have the necessary insurance – up to $100,000 depending on the circumstances. It is also a criminal offense, and an employer may face a misdemeanor charge, up to one year in jail, and up to $1,000 in criminal fines for a first offense. Penalties against your employer will do little to get you the benefits you need, however.
If your employer cannot pay you the benefits you are entitled to, you can seek payment from the State Uninsured Employers Benefits Trust Fund (UEBTF). This fund exists to ensure that workers get the benefits they deserve despite employers who violate the law. You must take certain steps to be eligible for UEBTF benefits, and an experienced attorney can help you with the process. It is important that you contact a lawyer as soon as you realize your employer does not have coverage.
Discuss Your Rights with a Workers’ Compensation Lawyer in Sherman Oaks, CA
At the Employee Defense Group, we represent employees in all types of workers’ compensation claims. If you suffered an injury or illness related to your job, please call 818.334.4870 or contact us online for a free evaluation today.