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What Do Workers’ Compensation Benefits Cover?

What Do Workers’ Compensation Benefits Cover?

Workers’ compensation is intended to help injured or ill workers recover without overwhelming financial stress. However, if you are injured on the job, what exactly do your workers’ compensation benefits cover? How do they help you and your family during your recovery?

Medical Benefits

Many work-related injuries need extensive medical treatment, and we all know how expensive medical care can be. Importantly, workers’ compensation benefits should cover all of the medical treatment needed for your work-related injury or illness. This can include:

  • Emergency treatment and transportation
  • Hospital stays and ICU
  • Surgeries
  • Home nursing services
  • Stays in burn or rehab centers
  • Medical equipment and assistive devices
  • Medication
  • Rehabilitative therapy

Wage Replacement

If you must miss work for treatment and medical appointments, or if your doctor recommends rest at home for your recovery, workers’ compensation should cover the wages you would have earned during this time at work. If your injuries prevent you from performing your job or working in your previous capacity, you should receive disability benefits to reimburse you for lost earnings. As time passes, if you still cannot return to work as you once did, you can continue receiving benefits (or accept a settlement) for the difference between your actual earnings and what you might have earned.

Even though workers’ compensation should provide the above benefits, many claimants are denied the full benefits they deserve, which can lead to financial losses for them and their families. You always want a Sherman Oaks workers’ compensation attorney ensuring that you get the benefits you need for your injuries and losses.

Speak with a Workers’ Compensation Lawyer in Sherman Oaks

The Employee Defense Group handles the workers’ compensation claims process for clients to ensure they obtain full benefits for medical care and lost income. Call 818.334.4870 or contact us online for a free case evaluation today.

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