Blog - Page 2 of 4 - Employee Defense Group

02Jun 2020 by Pat Geddie

Appealing a Workers’ Compensation Claim Denial

Employers are required to inform employees of their rights to workers’ compensation benefits for job-related injuries and illnesses. For this reason, when you are injured at work, you should rightfully expect to start receiving benefits on your workers’ compensation claim. Unfortunately, too many people who are already dealing with injuries then must deal with the stress of a denied workers’ comp claim. Denials are Not Final It can be concerning to learn that your workers’ compensation claim has been partially or completely denied. How will you cover your medical bills? What about the income you lost while you were recovering? The good news is that a denial by the insurance company is not the final say in your case - not at all. It is entirely possible to appeal a…

27Apr 2020 by Pat Geddie

Workers’ Compensation Issues Related to COVID-19

workers comp

Many people are missing work for various reasons due to the COVID-19 pandemic, and many people wonder what benefits might be at their disposal to make up for lost wages. While each situation is different, receiving workers’ compensation benefits due to a COVID-19 diagnosis might be a complicated matter. If You Cannot Work If your employer has to close and you cannot work, it is unlikely that you will receive any workers’ compensation benefits, since your inability to work does not stem from your own illness or exposure. In this situation, seeking unemployment benefits is likely the route you should take to make up for lost wages. However, some employers might send you home to quarantine yourself because it is suspected you were exposed to COVID-19 due to coworkers testing…

31Mar 2020 by Pat Geddie

Industries with a High Risk of Injuries

Workers Compensation

Workplace accidents and injuries can happen to almost anyone in any job setting. Even if you work at an office, which seems perfectly safe, you can still slip and fall and sustain injuries on the job. That being said, there are definitely some industries that present a higher risk of worker injuries than others. The following are some industries that the Occupational Safety and Health Administration (OSHA) deems as particularly high-risk. Construction Mining Healthcare Manufacturing Transportation Accidents happen in the above industries on a regular basis, and people in these industries should know what to do if a workplace injury occurs. First, you should always get the emergency medical attention that you need if you are seriously injured. If possible, report the accident and injury to your employer, though if…

05Mar 2020 by Pat Geddie

Fall Accidents On the Job

workers comp

All types of workplace accidents have the potential to cause injuries, though fall accidents can be particularly risky. Certain jobs require work in high places, including: Construction Utility workers Firefighters Roofers Painters It is all too easy for scaffolding to collapse, a ladder to be defective, or other safety equipment to fail, causing a worker to fall. Even if a fall simply happens and is no one’s fault, injured fall victims are entitled to workers’ compensation benefits under the law. It is important to properly file your workers’ compensation claim after a fall on the job, especially because the resulting injuries can be severe. Some common injuries from falls include: Fractures Spinal cord injuries Traumatic brain injuries Skull fractures Pelvis fracture Internal hemorrhaging Internal organ damage Neck and back injuries…

30Jan 2020 by Pat Geddie

What Does Maximum Medical Improvement Mean?

workers comp

When you are involved in a workers’ compensation claim, you might hear many terms that you do not recognize, yet that are critical to your case. One common term that can be confusing is “maximum medical improvement,” or MMI. Read on for a brief overview of what MMI means and how it can impact your benefits. Maximum medical improvement is a term used by medical professionals to mean that you have reached the highest point of recovery possible based on your injuries. This does not mean that you have fully recovered - in fact, MMI generally refers to the best condition possible for someone with a disabling injury. You still might have impairments and effects of your injury, though they are not likely to improve anymore with treatment. How Does…

30Dec 2019 by Pat Geddie

Workers’ Compensation Coverage for Brain Injuries

workers comp

Brain injuries are complex and highly varied conditions. A traumatic brain injury (TBI) can happen in a moment - but for some victims, it can change the rest of their lives. If a brain injury happens on the job, the injured employee should have their costs covered by the company’s workers’ compensation insurance. However, getting the benefits you deserve for a brain injury can be a complicated and frustrating process. Brain injuries can be categorized as mild, moderate, or severe. Even a mild brain injury, such as a concussion, can have various symptoms that can impact your cognitive and physical abilities. A concussion should always be properly diagnosed, resulting in medical expenses, and might require rest and time away from work to recover, which can result in lost income. More…

21Nov 2019 by Pat Geddie

Even Office Workers Need Workers’ Compensation Coverage

Workers Compensation

When you think where work-related injuries occur, you might first think of construction sites or other work environments known for their risks. You likely do not immediately think of office buildings, though office workers are at risk of accidents and injuries just like anyone else. When an accident happens at work, office workers should be able to rely on workers’ compensation lawyer in Sherman Oaks to fight for the compensation they deserve. Slip and Falls Slip and falls are a highly common office-related accident. They often happen in kitchen areas, stairwells, cafeterias, bathrooms, or walkways. These accidents can cause serious injuries, including soft tissue injuries, concussions, back injuries, fractures, and more. You do not have to prove that your employer was negligent or that there was an unreasonable hazard to…

16Oct 2019 by Pat Geddie

Following Medical Recommendations after a Work Injury

workers comp

If you have recently been injured in a workplace accident, it’s critical that you understand how your actions can affect your ability to get workers’ compensation benefits - or compensation through a personal injury lawsuit, in some cases. While you may feel like your injuries will get better on their own or that your doctor’s treatment recommendations are unnecessary, it’s critical that you follow them in order to get the benefits or compensation to which you are entitled under California law. Insurance Companies are on the Lookout for Fraud Workers’ compensation benefits are never guaranteed, as the insurance company determines the benefits it will pay. You can bet that workers’ compensation insurance adjusters will be doing everything they can to identify when a claim is invalid or is the product…

23Sep 2019 by Pat Geddie

Reporting Your Workplace Accident

workers comp

When a workplace accident happens, you might be tempted to stay quiet and wait to see whether your injuries subside on their own. This can be a big mistake. If you feel any pain or discomfort after an accident on the job, you should immediately report what happened to your employer and tell them you need medical attention. The initial report of the workplace accident is key if you need to file a workers’ compensation claim. If you can inform your employer right away, it is a good idea to do so. If you need emergency care and do not have the chance to tell your supervisor, you must provide them notice within 30 days in California. Even if your supervisor heard about the accident and your injuries from other…

23Aug 2019 by Pat Geddie

Did Your Workers’ Compensation Benefits End Too Soon?

Workers Compensation

After a work-related injury, obtaining approval for workers’ compensation benefits can be a huge relief. You can focus on your physical recovery and not on your financial situation once you know your medical expenses are covered and that you will receive some wage replacement benefits while you are out of work. However, many injured workers suddenly receive notice that their benefits have been canceled or reduced. There are different reasons why your benefits may be suddenly cut off, including: The insurance company claims that certain medical treatment was not necessary for your injury Your employer or the insurer believes you are able to return to work Learning that your benefits have suddenly stopped can be concerning, especially if you are still dealing with a serious injury. Always be careful what…

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Appealing a Workers’ Compensation Claim Denial

Workers’ Compensation Issues Related to COVID-19

Industries with a High Risk of Injuries

Fall Accidents On the Job

What Does Maximum Medical Improvement Mean?

Workers’ Compensation Coverage for Brain Injuries

Even Office Workers Need Workers’ Compensation Coverage

Following Medical Recommendations after a Work Injury

Reporting Your Workplace Accident

Did Your Workers’ Compensation Benefits End Too Soon?

See If You Qualify For MAXIMUM Compensation!