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Industries with a High Risk of Injuries

Industries with a High Risk of Injuries

Workers Compensation
Workplace accidents and injuries can happen to almost anyone in any job setting. Even if you work at an office, which seems perfectly safe, you can still slip and fall and sustain injuries on the job. That being said, there are definitely some industries that present a higher risk of worker injuries than others. The following are some industries that the Occupational Safety and Health Administration (OSHA) deems as particularly high-risk. Construction Mining Healthcare Manufacturing Transportation Accidents happen in the above industries on a regular basis, and people in these industries should know what to do if a workplace injury occurs. First, you should always get the emergency medical attention that you need if you are seriously injured. If possible, report the accident and injury to your employer, though if…
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Fall Accidents On the Job

Fall Accidents On the Job

workers comp
All types of workplace accidents have the potential to cause injuries, though fall accidents can be particularly risky. Certain jobs require work in high places, including: Construction Utility workers Firefighters Roofers Painters It is all too easy for scaffolding to collapse, a ladder to be defective, or other safety equipment to fail, causing a worker to fall. Even if a fall simply happens and is no one’s fault, injured fall victims are entitled to workers’ compensation benefits under the law. It is important to properly file your workers’ compensation claim after a fall on the job, especially because the resulting injuries can be severe. Some common injuries from falls include: Fractures Spinal cord injuries Traumatic brain injuries Skull fractures Pelvis fracture Internal hemorrhaging Internal organ damage Neck and back injuries…
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What Does Maximum Medical Improvement Mean?

What Does Maximum Medical Improvement Mean?

workers comp
When you are involved in a workers’ compensation claim, you might hear many terms that you do not recognize, yet that are critical to your case. One common term that can be confusing is “maximum medical improvement,” or MMI. Read on for a brief overview of what MMI means and how it can impact your benefits. Maximum medical improvement is a term used by medical professionals to mean that you have reached the highest point of recovery possible based on your injuries. This does not mean that you have fully recovered - in fact, MMI generally refers to the best condition possible for someone with a disabling injury. You still might have impairments and effects of your injury, though they are not likely to improve anymore with treatment. How Does…
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Workers’ Compensation Coverage for Brain Injuries

Workers’ Compensation Coverage for Brain Injuries

workers comp
Brain injuries are complex and highly varied conditions. A traumatic brain injury (TBI) can happen in a moment - but for some victims, it can change the rest of their lives. If a brain injury happens on the job, the injured employee should have their costs covered by the company’s workers’ compensation insurance. However, getting the benefits you deserve for a brain injury can be a complicated and frustrating process. Brain injuries can be categorized as mild, moderate, or severe. Even a mild brain injury, such as a concussion, can have various symptoms that can impact your cognitive and physical abilities. A concussion should always be properly diagnosed, resulting in medical expenses, and might require rest and time away from work to recover, which can result in lost income. More…
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Even Office Workers Need Workers’ Compensation Coverage

Even Office Workers Need Workers’ Compensation Coverage

Workers Compensation
When you think where work-related injuries occur, you might first think of construction sites or other work environments known for their risks. You likely do not immediately think of office buildings, though office workers are at risk of accidents and injuries just like anyone else. When an accident happens at work, office workers should be able to rely on workers’ compensation benefits just like anyone else. Slip and Falls Slip and falls are a highly common office-related accident. They often happen in kitchen areas, stairwells, cafeterias, bathrooms, or walkways. These accidents can cause serious injuries, including soft tissue injuries, concussions, back injuries, fractures, and more. You do not have to prove that your employer was negligent or that there was an unreasonable hazard to seek workers’ compensation benefits after a…
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Following Medical Recommendations after a Work Injury

Following Medical Recommendations after a Work Injury

workers comp
If you have recently been injured in a workplace accident, it’s critical that you understand how your actions can affect your ability to get workers’ compensation benefits - or compensation through a personal injury lawsuit, in some cases. While you may feel like your injuries will get better on their own or that your doctor’s treatment recommendations are unnecessary, it’s critical that you follow them in order to get the benefits or compensation to which you are entitled under California law. Insurance Companies are on the Lookout for Fraud Workers’ compensation benefits are never guaranteed, as the insurance company determines the benefits it will pay. You can bet that workers’ compensation insurance adjusters will be doing everything they can to identify when a claim is invalid or is the product…
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Reporting Your Workplace Accident

Reporting Your Workplace Accident

workers comp
When a workplace accident happens, you might be tempted to stay quiet and wait to see whether your injuries subside on their own. This can be a big mistake. If you feel any pain or discomfort after an accident on the job, you should immediately report what happened to your employer and tell them you need medical attention. The initial report of the workplace accident is key if you need to file a workers’ compensation claim. If you can inform your employer right away, it is a good idea to do so. If you need emergency care and do not have the chance to tell your supervisor, you must provide them notice within 30 days in California. Even if your supervisor heard about the accident and your injuries from other…
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Did Your Workers’ Compensation Benefits End Too Soon?

Did Your Workers’ Compensation Benefits End Too Soon?

Workers Compensation
After a work-related injury, obtaining approval for workers’ compensation benefits can be a huge relief. You can focus on your physical recovery and not on your financial situation once you know your medical expenses are covered and that you will receive some wage replacement benefits while you are out of work. However, many injured workers suddenly receive notice that their benefits have been canceled or reduced. There are different reasons why your benefits may be suddenly cut off, including: The insurance company claims that certain medical treatment was not necessary for your injury Your employer or the insurer believes you are able to return to work Learning that your benefits have suddenly stopped can be concerning, especially if you are still dealing with a serious injury. Always be careful what…
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Be Aware of Workers’ Compensation Fraud Schemes

Be Aware of Workers’ Compensation Fraud Schemes

workers comp
When you apply for workers’ compensation benefits after a work-related injury, you are looking for financial relief, and the last thing you likely expect is to suffer additional financial losses. However, the Federal Bureau of Investigation (FBI) warns people across the United States of fraudsters who aim to take advantage of people in this situation. Recently, a group of people in San Diego engaged in a fraud scheme posing as a hotline to help injured workers, mostly targeting migrant seasonal workers. The workers thought they were calling to get legal and medical help when the fraudsters instead subjected the patients to unnecessary and intrusive medical procedures to defraud workers’ compensation insurers. The scheme used flyers, billboards, and other ads to target people in industries with a high risk of injuries.…
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How Social Media Might Affect Your Workers’ Compensation Benefits

How Social Media Might Affect Your Workers’ Compensation Benefits

Workers Compensation
When you suffer injuries due to a work-related accident, you may be tempted to discuss the matter on various social media platforms. People may use social media to keep family members and friends updated about their condition, or perhaps just as an outlet to vent and relieve stress. In any situation, you should be extremely careful about what you post - or you should consider staying off social media altogether. This is because certain social media posts may negatively impact your workers’ compensation claim or benefits. Insurance Investigations Workers’ compensation insurance companies will not simply trust your claims that you suffered serious injuries and cannot work. Instead, they will generally investigate whether your claims are valid. This can include reviewing medical records, treatment recommendations, prognosis notes, and more. These investigations…
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